Privacy Policy

Last updated: June 02, 2026

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mutual fund portfolio / SIP tracking platform (the “Service”). By accessing or using the Service, you agree to the collection and use of information in accordance with this policy.

1. Who We Are

We provide a web-based platform that allows users to track their mutual fund investments, SIPs, redemptions, and related transactions. We are a technology provider and do not execute trades or provide investment advice.

For any privacy-related queries, you can contact us at: manojpuglia@gmail.com.

2. Information We Collect

2.1 Information you provide directly
  • Account information: Name, email address, phone number, and password.
  • Profile details: Optional details such as city, PAN (if you collect it), etc.
  • Investment data you enter: Mutual fund schemes, transaction dates, units, NAV, SIP details, folio numbers (if applicable), and any other fields you manually input.
2.2 Information collected automatically
  • Usage data: Pages visited, actions performed (e.g., create SIP, import transactions, export report), timestamps.
  • Log data: IP address, browser type, device information, and referrer URL.
  • Cookies and similar technologies: Session identifiers and preferences to keep you logged in and improve user experience.
2.3 Data from third parties (if applicable)

If you choose to connect or import data from third-party services (such as CAMS, KFintech, or other aggregators), we may receive transaction and portfolio data from those services based on your explicit authorization. In such cases, your use of those third-party services will also be governed by their respective privacy policies.

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To create and manage your user account.
  • To display and calculate your mutual fund portfolio, SIP progress, XIRR, and other analytics.
  • To generate reports, charts, and summaries for your investments.
  • To improve, personalize, and expand our Service.
  • To understand usage patterns and enhance security.
  • To communicate with you regarding updates, alerts, or changes to the Service or this policy.
  • To comply with legal and regulatory obligations, if applicable.

4. Legal Basis for Processing (if applicable in your jurisdiction)

Depending on your location, we may process your personal information based on:

  • Your consent.
  • Performance of a contract (providing you the Service).
  • Compliance with legal obligations.
  • Legitimate interests such as improving the Service and preventing fraud.

5. How We Share Your Information

We do not sell your personal data. We may share data in the following limited situations:

  • Service providers: With trusted third-party vendors who help us operate the Service (e.g., hosting providers, email delivery services, analytics). They only process data on our behalf and under confidentiality obligations.
  • Legal requirements: When required by law, court order, or government requests.
  • Business transfers: If we are involved in a merger, acquisition, or asset sale, your personal data may be transferred as part of that transaction, subject to appropriate safeguards.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Keep you logged in between sessions.
  • Remember your preferences (e.g., theme, language, default views).
  • Measure performance and usage of our pages.

You can disable cookies in your browser settings, but some parts of the Service may not function properly without them.

7. Data Security

We use reasonable technical and organizational measures to protect your data from unauthorized access, alteration, disclosure, or destruction. This may include:

  • Using HTTPS for data transmission (SSL/TLS).
  • Hashing passwords using industry-standard algorithms.
  • Restricting access to production databases to authorized personnel only.

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the Service. If you request deletion of your account, we will delete or anonymize your personal data, subject to any legal obligations to retain certain records.

9. Your Rights

Depending on your jurisdiction, you may have some or all of the following rights regarding your personal data:

  • Right to access your data.
  • Right to correct inaccurate or incomplete data.
  • Right to request deletion of your data (subject to legal limitations).
  • Right to restrict or object to processing in certain cases.
  • Right to data portability.
  • Right to withdraw consent at any time, where processing is based on consent.

To exercise these rights, you can contact us at manojpuglia@gmail.com.

10. Third-Party Links

Our Service may contain links to third-party websites or services (for example, mutual fund AMCs, registrars, or payment gateways). We are not responsible for the privacy practices or the content of those third-party websites. We encourage you to review their privacy policies separately.

11. Children’s Privacy

Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that a child has provided us with personal data, please contact us so that we can delete it.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top of this page. Your continued use of the Service after any changes constitutes acceptance of the updated policy.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, you can reach us at:

  • Email: manojpuglia@gmail.com
  • Address: Rajasthan, India
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